EMERGENCY RENTAL ASSISTANCE: Assisting households impacted by COVID-19

  • Emergency Housing Assistance Programs 
    • Coronavirus Relief Funds (CRF) Background
      • The Coronavirus Aid, Relief, and Economic Security (CARES) Act (P.L. 116-136) allocated $3.5 billion in Coronavirus Relief Funds (CRF) to the State of Illinois.
      • The Illinois General Assembly included a line-item in their FY2021 Budget (P.A. 101-0637) allocating $396 million in CRF to IHDA to fund affordable housing grants, for the benefit of persons impacted by the COVID-19 public health emergency, for emergency rental assistance, emergency mortgage assistance and subordinate financing, in the approximate amounts:
        • $217 million statewide;
        • $100 million specifically to meet the needs of people in disproportionately impacted areas, based on positive COVID-19 cases; and
        • $79 million for providers in areas that did not receive direct CRF allotments
        (Excludes: City of Chicago and Cook, DuPage, Kane, Lake and Will Counties)
    • The Emergency Rental Assistance (ERA) program will provide renters impacted by COVID-19 $5,000 for back rent and prepay through 2020, or until funds are exhausted.
      • IHDA will accept applications August 10 through August 21
      • Household income must be at or below 80% Area Median Income
      • You have an unpaid rent balance that began on or after March 1, 2020 due to loss of income related to COVID-19 pandemic
      • Applications will be selected by a third-party randomization service, not through first come, first served
      • If approved, payment will be wired directly to the landlord within 10 business days; or 15-20 days if by paper check
      • Visit era.ihda.org to apply and find additional information
    • The Emergency Mortgage Assistance (EMA) program will provide homeowners impacted by COVID-19 up to $15,000 to reinstate their mortgage and prepay through 2020 or until funds are exhausted.
      • IHDA will accept applications August 24 through September 4
      • Household income must be at or below 120% Area Median Income
      • You have a past due balance or a forbearance balance that began sometime on or after March 1, 2020 due to loss of income related to COVID-19 pandemic
      • Applications will be selected by a third-party randomization service, not through first come, first served
      • Must be primary residence and mortgage balance is $425,000 or less
      • Your mortgage is in 1st lien/mortgage position
      • If approved, payment be sent directly to servicer approximately 7-10 days after you sign the Promissory Note. A second payment will occur up to one month after the first payment
      • Visit ema.ihda.org to apply and find additional information

 

Application assistance will be provided by the Starved Rock Country Community Foundation. Assistance will be provided at the foundation office during regular business hours . Assistance will also be provided at locations throughout LaSalle, Bureau, Putnam and Marshall Counties throughout the application period. Please visit www.srccf.org, or call our office at 815-252-2906 for a schedule of locations.

 

8/10 8/11 8/12 8/13 8/14

9-4 SRCCF 241 Marquette St LaSalle

 

9-4 SRCCF 241 Marquette St LaSalle

9-4 SRCCF 241 Marquette St LaSalle

9-4 SRCCF 241 Marquette St LaSalle

10-1 Sheridan Library 120 E. Si Johnson Ave. Sheridan

9-4 SRCCF 241 Marquette St LaSalle

8:30-12 Ottawa City Hall 301 W Madison St Ottawa

8/17 8/18 8/19 8/20 8/21

9-4 SRCCF 241 Marquette St LaSalle

9-12 Marseilles City Hall 209 Lincoln St Marseilles

1-4 Streator Chamber of Commerce 318 E Main St Streator

9-4 SRCCF 241 Marquette St LaSalle

9-12 Granville Village Hall 316 S. McCoy St Granville

9-4 SRCCF 241 Marquette St LaSalle

1-4 Mendota City Hall 800 Washington St Mendota

9-4 SRCCF 241 Marquette St LaSalle 9-4 SRCCF 241 Marquette St LaSalle
8/24 8/25 8/26 8/27 8/28

9-4 SRCCF 241 Marquette St LaSalle

1-4 Ottawa City Hall 301 W Madison St Ottawa

9-4 SRCCF 241 Marquette St LaSalle

9-4 SRCCF 241 Marquette St LaSalle

1-4 Streator Chamber of Commerce 318 E Main St Streator

9-4 SRCCF 241 Marquette St LaSalle 9-12 SRCCF 241 Marquette St LaSalle
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2 responses to “EMERGENCY RENTAL ASSISTANCE: Assisting households impacted by COVID-19

  1. The instructions are worded differently in different places. When it says:
    You have an unpaid rent balance that began on or after March 1, 2020 due to loss of income related to COVID-19 pandemic
    Does this mean that any tenant who was behind on their rent as of March 1, 2020 is NOT eligible? As a landlord to many low income tenants, I can assure you that FEW tenants are up to date in the months following Christmas. If this regulation means what is written, it is an unnecessary limit on the people who need it most.

    1. Hi David! Thanks so much for your question.

      Tenants whose application is approved will receive a one-time grant of $5,000 paid directly to their landlord to cover missed rent payments beginning March 2020 and prepay payments through December 2020, or until the $5,000 is exhausted, whichever comes first. If you are at imminent risk of eviction and need legal assistance, a legal aid clinic may be able to assist you. All services are free. You can find a list of legal assistance clinics via the Resource button on era.ihda.org.

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